/* Substrata Financials — shared styles */
:root{
  --brown:#4A2D1B;
  --cream:#F9FAF4;
  --sage:#7C9A82;
  --sage-deep:#5f7f66;
  --gold:#D4A373;
  --brown-soft:#6b4a35;
  --ink:#3a2415;
  --line:rgba(74,45,27,.12);
  --shadow-sm:0 2px 6px rgba(74,45,27,.06);
  --shadow-md:0 14px 34px rgba(74,45,27,.14);
  --maxw:1120px;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:'Poppins',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  color:var(--ink);
  background:var(--cream);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,.brandfont{
  font-family:'Montserrat',sans-serif;
  color:var(--brown);
  line-height:1.15;
  margin:0 0 .5em;
}
a{color:var(--brown);}
img{max-width:100%;height:auto;display:block;}
::selection{background:rgba(124,154,130,.35);}
:focus-visible{outline:3px solid var(--sage);outline-offset:2px;border-radius:4px;}
.skip-link{
  position:absolute;left:-9999px;top:0;background:var(--brown);color:var(--cream);
  padding:10px 18px;border-radius:0 0 8px 0;z-index:100;font-family:'Montserrat',sans-serif;
}
.skip-link:focus{left:0;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;}
.section{padding:92px 0;}
.section.alt{background:#fff;}
.eyebrow{
  font-family:'Montserrat',sans-serif;
  text-transform:uppercase;
  letter-spacing:.22em;
  font-size:.74rem;
  font-weight:600;
  color:var(--sage-deep);
  margin-bottom:14px;
}
.section h2,.contact-aside h1{font-size:clamp(1.7rem,3vw,2.15rem);letter-spacing:.01em;}
.lead{font-size:1.18rem;color:var(--brown-soft);max-width:680px;}

/* Wave divider — echoes the strata logo mark */
.wave-divider{display:block;width:min(190px,40vw);height:auto;margin:0 0 22px;color:var(--gold);}
.wave-divider.center{margin:0 auto 22px;}

/* ---------- Scroll reveal ---------- */
[data-reveal]{opacity:1;transform:none;}
[data-reveal].reveal-ready{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease;}
[data-reveal].reveal-ready.revealed{opacity:1;transform:none;}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  [data-reveal]{opacity:1;transform:none;transition:none;}
}

/* ---------- Top nav ---------- */
.nav{
  position:sticky;top:0;z-index:50;
  background:rgba(249,250,244,.92);
  backdrop-filter:saturate(180%) blur(10px);
  -webkit-backdrop-filter:saturate(180%) blur(10px);
  border-bottom:1px solid var(--line);
}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:18px;}
.nav-logo img{height:46px;width:auto;}
.nav-links{display:flex;gap:28px;align-items:center;}
.nav-links a{
  font-family:'Montserrat',sans-serif;font-weight:500;font-size:.92rem;
  text-decoration:none;letter-spacing:.02em;color:var(--brown);opacity:.85;
  position:relative;padding:4px 0;
}
.nav-links a::after{
  content:"";position:absolute;left:0;right:100%;bottom:-2px;height:2px;
  background:var(--sage);transition:right .2s ease;
}
.nav-links a:hover{opacity:1;}
.nav-links a:hover::after{right:0;}
.nav-links .nav-cta{
  background:var(--brown);color:var(--cream);padding:10px 20px;border-radius:8px;
  opacity:1;font-weight:600;transition:background .15s ease,transform .15s ease;
}
.nav-links .nav-cta::after{display:none;}
.nav-links .nav-cta:hover{background:var(--brown-soft);transform:translateY(-1px);}
.nav-toggle{
  display:none;background:none;border:0;cursor:pointer;padding:10px;margin-right:-10px;
}
.nav-toggle span{
  display:block;width:24px;height:2.5px;background:var(--brown);border-radius:2px;
  margin:5px 0;transition:transform .2s ease,opacity .2s ease;
}
.nav.open .nav-toggle span:nth-child(1){transform:translateY(7.5px) rotate(45deg);}
.nav.open .nav-toggle span:nth-child(2){opacity:0;}
.nav.open .nav-toggle span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg);}

/* ---------- Buttons ---------- */
.btn{
  display:inline-block;font-family:'Montserrat',sans-serif;font-weight:600;
  letter-spacing:.03em;text-decoration:none;border-radius:9px;cursor:pointer;
  transition:transform .15s ease,box-shadow .15s ease,background .15s ease,color .15s ease;
}
.btn-primary{background:var(--brown);color:var(--cream);padding:15px 32px;border:2px solid var(--brown);font-size:1rem;}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(74,45,27,.24);background:var(--brown-soft);border-color:var(--brown-soft);}
.btn-ghost{background:transparent;color:var(--brown);padding:13px 28px;border:2px solid var(--brown);}
.btn-ghost:hover{background:var(--brown);color:var(--cream);}

/* ---------- Landing (index) ---------- */
.landing{
  min-height:100svh;display:flex;flex-direction:column;
  align-items:center;justify-content:center;text-align:center;
  padding:64px 24px 88px;
  background:
    radial-gradient(900px 520px at 50% -10%,rgba(124,154,130,.18),transparent 70%),
    radial-gradient(700px 420px at 88% 105%,rgba(212,163,115,.12),transparent 70%),
    var(--cream);
}
.landing-logo{width:min(clamp(240px,22vw,340px),70vw);margin:0 auto 44px;}
.landing h1{font-size:clamp(2.1rem,4.6vw,3.6rem);max-width:20ch;margin:0 auto .3em;}
.landing .sub{font-size:clamp(1.12rem,1.8vw,1.4rem);color:var(--brown-soft);max-width:44ch;margin:0 auto 46px;}
.landing-portrait{margin:0 auto 46px;display:flex;flex-direction:column;align-items:center;gap:12px;}
.landing-portrait img{
  width:190px;height:190px;border-radius:50%;object-fit:cover;object-position:center 20%;
  border:4px solid #fff;box-shadow:var(--shadow-md);
}
.landing-portrait figcaption{font-family:'Montserrat',sans-serif;font-weight:600;font-size:.92rem;color:var(--brown-soft);letter-spacing:.02em;}
.doors{display:flex;gap:26px;flex-wrap:wrap;justify-content:center;width:100%;max-width:940px;}
.door{
  flex:1 1 340px;max-width:450px;text-decoration:none;
  background:#fff;border:1.5px solid var(--line);border-radius:18px;
  padding:36px 32px;text-align:left;position:relative;overflow:hidden;
  transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease;
  box-shadow:var(--shadow-sm);
}
.door::before{
  content:"";position:absolute;inset:0 0 auto 0;height:4px;
  background:linear-gradient(90deg,var(--sage),var(--gold));
  transform:scaleX(0);transform-origin:left;transition:transform .25s ease;
}
.door:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:var(--sage);}
.door:hover::before{transform:scaleX(1);}
.door-icon{
  width:52px;height:52px;border-radius:14px;background:rgba(124,154,130,.14);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--sage-deep);
}
.door-icon svg{width:28px;height:28px;}
.door .door-tag{font-family:'Montserrat',sans-serif;font-weight:700;font-size:1.32rem;color:var(--brown);margin-bottom:8px;}
.door .door-desc{color:var(--brown-soft);font-size:1rem;margin-bottom:18px;}
.door .door-cta{font-family:'Montserrat',sans-serif;font-weight:600;color:var(--sage-deep);font-size:.92rem;letter-spacing:.04em;}
.door .door-cta::after{content:" \2192";transition:margin-left .15s ease;}
.door:hover .door-cta::after{margin-left:4px;}
.landing-mini{margin-top:48px;font-size:.95rem;color:var(--brown-soft);}
.landing-mini a{font-weight:600;}
.trust-row{
  width:min(940px,100%);margin-top:34px;padding:20px 24px;background:#fff;
  border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow-sm);
  display:grid;grid-template-columns:.7fr 1fr 1.7fr;gap:22px;text-align:left;align-items:center;
}
.trust-row>div{padding-right:20px;border-right:1px solid var(--line);}
.trust-row strong,.trust-row span{display:block;}
.trust-row strong{font-family:'Montserrat',sans-serif;color:var(--brown);font-size:.92rem;}
.trust-row span{color:var(--brown-soft);font-size:.78rem;}
.trust-row blockquote{margin:0;color:var(--brown);font-size:.88rem;line-height:1.45;}
.trust-row cite{display:block;color:var(--brown-soft);font-size:.76rem;font-style:normal;margin-top:4px;}
.narrow{max-width:820px;}
.faq{text-align:center;background:#fff;}
.faq-list{margin:34px 0;text-align:left;border-top:1px solid var(--line);}
.faq-list details{border-bottom:1px solid var(--line);padding:17px 0;}
.faq-list summary{font-family:'Montserrat',sans-serif;font-weight:600;color:var(--brown);cursor:pointer;}
.faq-list p{color:var(--brown-soft);margin:10px 0 2px;}
.faq-cta{margin-top:4px;}

/* ---------- Page hero (field pages) ---------- */
.hero{
  padding:84px 0 60px;
  background:
    radial-gradient(800px 460px at 80% -20%,rgba(124,154,130,.18),transparent 70%),
    radial-gradient(600px 380px at -10% 110%,rgba(212,163,115,.10),transparent 70%),
    var(--cream);
}
.hero .eyebrow{color:var(--gold);}
.hero h1{font-size:clamp(2rem,4.4vw,3rem);max-width:19ch;}
.hero .lead{margin-top:12px;}
.hero-actions{margin-top:32px;display:flex;gap:14px;flex-wrap:wrap;}
.hero-trust{
  margin:44px 0 0;padding:0;list-style:none;
  display:flex;gap:14px 34px;flex-wrap:wrap;
}
.hero-trust li{
  font-family:'Montserrat',sans-serif;font-size:.88rem;font-weight:500;color:var(--brown-soft);
  display:flex;align-items:center;gap:9px;
}
.hero-trust li::before{
  content:"\2713";flex:none;width:20px;height:20px;border-radius:50%;
  background:rgba(124,154,130,.18);color:var(--sage-deep);
  font-size:.72rem;font-weight:700;display:flex;align-items:center;justify-content:center;
}

/* ---------- Service cards ---------- */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin-top:40px;}
.card{
  background:var(--cream);border:1px solid var(--line);border-radius:16px;
  padding:28px 26px;box-shadow:var(--shadow-sm);
  transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease;
}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:rgba(124,154,130,.5);}
.section.alt .card{background:#fff;}
.card h3{font-size:1.12rem;margin-bottom:8px;}
.card p{margin:0;color:var(--brown-soft);font-size:.98rem;}
.card .tick{
  display:inline-flex;align-items:center;justify-content:center;
  width:28px;height:28px;border-radius:8px;
  background:linear-gradient(135deg,var(--sage),var(--sage-deep));
  color:#fff;font-weight:700;margin-bottom:14px;font-size:.9rem;
}

/* ---------- Core service list ---------- */
.service-list{margin-top:40px;border-top:1px solid var(--line);}
.service-row{
  display:grid;grid-template-columns:300px 1fr;gap:36px;
  padding:28px 0;border-bottom:1px solid var(--line);
}
.service-row h3{font-size:1.08rem;margin:0;color:var(--brown);}
.service-row p{margin:0;color:var(--brown-soft);font-size:.98rem;}

/* ---------- About ---------- */
.about-grid{display:grid;grid-template-columns:320px 1fr;gap:52px;align-items:start;}
.about-photo{border-radius:18px;overflow:hidden;box-shadow:var(--shadow-md);position:relative;}
.about-photo::after{
  content:"";position:absolute;inset:0;border-radius:18px;
  border:1px solid rgba(74,45,27,.08);pointer-events:none;
}
.about-photo img{width:100%;height:auto;}
.about-text p{color:var(--brown-soft);}
.about-text p:first-of-type{font-size:1.14rem;color:var(--ink);}

/* ---------- Testimonials ---------- */
.quotes{
  display:grid;grid-template-columns:1fr;gap:16px;margin:40px auto 0;
  max-width:820px;align-items:start;
}
.quote{
  background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);
  border-radius:14px;padding:26px 28px;position:relative;box-shadow:var(--shadow-sm);
}
.section.alt .quote{background:var(--cream);}
.quote .qhead{font-family:'Montserrat',sans-serif;font-weight:600;color:var(--brown);font-size:1.05rem;margin-bottom:12px;}
.quote p{color:var(--brown-soft);font-size:.97rem;margin:0 0 16px;}
.quote .qattr{font-family:'Montserrat',sans-serif;font-size:.86rem;font-weight:500;color:var(--ink);margin-top:14px;}
.quote .qattr a{color:var(--brown);text-decoration:underline;text-underline-offset:2px;text-decoration-color:var(--sage);}
.quote .qattr a:hover{color:var(--sage-deep);}
.quote details{margin-top:2px;}
.quote summary{cursor:pointer;font-family:'Montserrat',sans-serif;font-size:.86rem;font-weight:600;color:var(--sage-deep);}
.quote details p{margin-top:14px;}

/* ---------- Contact ---------- */
.contact{position:relative;}
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:52px;align-items:start;}
.contact-form{
  background:#fff;border:1px solid var(--line);border-radius:18px;
  padding:34px 32px;box-shadow:var(--shadow-md);
}
.section.alt .contact-form{background:var(--cream);}
.form-field{margin-bottom:18px;}
.form-field label{display:block;font-family:'Montserrat',sans-serif;font-weight:500;font-size:.86rem;
  letter-spacing:.03em;margin-bottom:6px;color:var(--brown);}
.form-field label .req{color:var(--gold);}
.form-field input,.form-field select,.form-field textarea{
  width:100%;padding:13px 14px;border:1.5px solid rgba(74,45,27,.2);border-radius:9px;
  font-family:inherit;font-size:1rem;background:#fff;color:var(--ink);
  transition:border-color .15s ease,box-shadow .15s ease;
}
.form-field textarea{min-height:130px;resize:vertical;}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{
  outline:none;border-color:var(--sage);box-shadow:0 0 0 3px rgba(124,154,130,.18);}
.form-note{font-size:.85rem;color:var(--brown-soft);margin:14px 0 0;}
.form-status{margin:14px 0 0;font-family:'Montserrat',sans-serif;font-weight:600;font-size:.95rem;}
.form-status.ok{color:var(--sage-deep);}
.form-status.err{color:#a4552e;}
.contact-aside p{color:var(--brown-soft);}
.contact-points{list-style:none;margin:26px 0 0;padding:0;}
.contact-points li{
  display:flex;gap:12px;align-items:flex-start;margin-bottom:14px;color:var(--brown-soft);font-size:.98rem;
}
.contact-points li::before{
  content:"\2713";flex:none;width:22px;height:22px;border-radius:50%;margin-top:2px;
  background:rgba(124,154,130,.18);color:var(--sage-deep);
  font-size:.74rem;font-weight:700;display:flex;align-items:center;justify-content:center;
}

/* ---------- Footer ---------- */
.footer{background:var(--brown);color:var(--cream);padding:68px 0 42px;}
.footer .wrap{display:flex;flex-direction:column;align-items:center;text-align:center;gap:24px;}
.footer-logo{width:clamp(140px,16vw,200px);}
.footer-disclaimer{max-width:680px;font-size:.86rem;color:rgba(249,250,244,.72);line-height:1.6;}
.footer-disclaimer strong{color:var(--cream);}
.footer-links{display:flex;gap:26px;flex-wrap:wrap;justify-content:center;}
.footer-links a{color:var(--cream);text-decoration:none;font-family:'Montserrat',sans-serif;
  font-size:.9rem;opacity:.85;}
.footer-links a:hover{opacity:1;text-decoration:underline;}
.footer-base{font-size:.8rem;color:rgba(249,250,244,.55);}

/* ---------- Responsive ---------- */
@media(max-width:880px){
  .contact-grid{grid-template-columns:1fr;gap:36px;}
}
@media(max-width:820px){
  .about-grid{grid-template-columns:1fr;gap:30px;}
  .about-photo{max-width:300px;margin:0 auto;}
  .service-row{grid-template-columns:1fr;gap:8px;padding:22px 0;}
  .section{padding:66px 0;}
  .nav-toggle{display:block;}
  .nav-links{
    display:none;position:absolute;top:74px;left:0;right:0;
    flex-direction:column;align-items:stretch;gap:0;
    background:var(--cream);border-bottom:1px solid var(--line);
    box-shadow:0 18px 30px rgba(74,45,27,.12);padding:8px 0 16px;
  }
  .nav.open .nav-links{display:flex;}
  .nav-links a{padding:13px 28px;font-size:1rem;}
  .nav-links a::after{display:none;}
  .nav-links .nav-cta{margin:10px 28px 0;text-align:center;}
  .hero{padding:60px 0 52px;}
  .hero-trust{gap:12px 22px;}
  .doors{gap:12px;flex-wrap:nowrap;}
  .door{flex:1 1 0;min-width:0;max-width:none;padding:20px 16px;}
  .door-icon{width:38px;height:38px;margin-bottom:10px;}
  .door-icon svg{width:20px;height:20px;}
  .door .door-tag{font-size:1rem;margin-bottom:6px;}
  .door .door-desc{font-size:.82rem;line-height:1.45;margin-bottom:10px;}
  .door .door-cta{font-size:.78rem;}
  .trust-row{grid-template-columns:1fr 1fr;margin-top:28px;padding:18px;gap:16px;}
  .trust-row>div{padding-right:10px;}
  .trust-row blockquote{grid-column:1/-1;border-top:1px solid var(--line);padding-top:14px;}
}